Only for eligible existing ICICI Bank customers.Use Pay Later to pay bills and on brands associated with Mobikwik.A usage fee of ₹10 on bill amounts greater than ₹1,000.Provided in partnership with IDFC First Bank.An annual fee of ₹199 is charged by Axis bank.Use for payments on Freecharge or other merchants.However, they have their own set of cons which is why we did not include them above. There are several other pay later services in India that can be useful for a lot of people.
Offered by: Amazon India (in partnership with Capital Float/ IDFC First Bank)Īndroid iOS Other Popular Pay Later Services in India
Pay your mobile, water, electricity bills. You can find Pay Later in the Amazon Pay section on the Amazon India app. However, it requires you to set up auto-repayment, i.e., the amount will automatically deduct from your bank every month. The amount can be paid by either 5th of next month or over EMIs ranging from 3 to 12 months. You can also use the credit amount to pay for water, electricity, mobile bills, or buying groceries. You can use Amazon Pay Later to purchase products on Amazon. The e-commerce giant provides users with a zero-interest credit line based on their credit profile. Offered by: Paytm (in partnership with Aditya Birla Finance, Clix Finance)Īmazon has its own Pay Later service in India, with IDFC First Bank and Capital Float as its lending partners. Convenience fee applicable on MINI and LITE. Make bill payments or shop on Paytm Mall. Pay at Paym merchants & online partners. DELITE carries no convenience charges while the other two have a convenience charge on the total spend of about 1-3%. It currently offers three variants- Postpaid MINI, Postpaid LITE, and Postpaid DELITE. Your Postpaid spend limit is decided based on transaction history, relation with Paytm, and credit history with credit bureaus. This includes recharges, bill payments, Paytm Mall shopping, and other merchants across India. You will automatically see Postpaid in payment options whenever applicable. The Postpaid service lets you make payments to partner merchants or for eligible services. You can activate it by going to Paytm > All Services > Loan & Credit Card > Paytm Postpaid. Interestingly, Paytm also offers a pay later service called Paytm Postpaid to its active customers. 
Paytm is one of the most popular payment apps in India. Offered by: Amica Financial Technologies Private Ltd. Pay your mobile recharge and other utility bills.Pay online on apps like Swiggy, Zomato, Amazon.Unfortunately, Bullet seems to have temporarily paused the onboarding of new customers. You can make the repayment within five days of bill generation. This includes mobile recharge, electricity bill, water bill, gas bill, and more.īill is generated twice on the 15th and the last day of every month. It also lets you make in-app bill payments. You can use Bullet to spend on apps like Swiggy, Zomato, Amazon, Myntra, Bigbasket, etc.
Buy now pay later apps no deposit Offline#
You can use this credit limit to pay both online and offline merchants that accept UPI payments. It gives up to ₹10,000 credit for UPI payments at zero interest. Bullet is a trusted postpaid UPI app from the house of neo banking platform Jupiter.
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